Questions & Answers
Frequently Asked Questions
We believe confidence comes from clarity. Find answers to the most common questions below.
Getting Started
How do I get started?
It’s simple. Click ‘Get a Free Credit Evaluation’ and we’ll review your credit reports within 24 hours. From there, we’ll build your personalized Elite Credit Roadmap™ and walk you through every step.
How much does credit repair cost?
We offer affordable plans that fit different budgets. After your free evaluation, we provide transparent pricing based on your specific situation. No hidden fees, no long-term contracts you can’t cancel.
Do I need good credit to start?
Absolutely not. We work with clients at every credit level — from collections and charge-offs to thin files and identity theft. If your credit needs work, we can help.
The Process
How long does credit repair take?
Most clients see initial movement within 30-60 days. Significant improvements typically happen within 3-6 months. Timeline depends on the number and complexity of items on your report.
What items can you remove?
We challenge inaccurate, outdated, or unverifiable items including collections, late payments, charge-offs, repossessions, foreclosures, and bankruptcies. If it’s wrong, we fight to get it corrected.
Will disputing items hurt my credit?
No. Disputing inaccurate items does not lower your score. Removing negative inaccuracies typically improves your score. We only challenge items that shouldn’t be there.
Do you work with all three bureaus?
Yes. We dispute with Equifax, Experian, and TransUnion. We also communicate directly with creditors and collection agencies when needed.
Legitimacy & Trust
Is credit repair legal?
Yes, 100%. Credit repair is protected under the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). You have the legal right to dispute inaccurate information. We handle this process professionally and ethically.
Are you licensed and certified?
Yes. We are FCRA Certified and fully compliant with all federal and state regulations. Your credit repair is done right — legally and ethically.
Can you guarantee specific results?
We never promise specific point increases — that would be dishonest. What we guarantee is a thorough, compliant process, clear communication, and our full commitment to your success. Our 98% satisfaction rate speaks for itself.
Support & Communication
How will I know what's happening with my credit?
You receive monthly progress reports showing what’s been resolved, what’s pending, and what’s next. Plus, you have direct access to your advisory team anytime.
Can I contact my team anytime?
Yes. We offer unlimited communication. Call, text, or email — we’re here for you. Your success is our success.
What if I need to cancel?
You can cancel anytime. No long-term contracts, no cancellation fees. We earn your business every month through results, not contracts.
Still Have Questions?
We’re here to help. Reach out and we’ll give you the answers you need.